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Featured image for DSCR Loans Skip W-2s for Spec Builder Financing

Budgeting & Financing

DSCR Loans Skip W-2s for Spec Builder Financing

Spec builders no longer need W-2s to secure funding. DSCR loans base approval on a project’s income potential, not personal earnings, offering faster approvals and greater flexibility. Learn how these loans streamline financing, support new builds and renovations, and help builders stay agile in a fast-moving housing market.

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Emily Lockwood

Feb 26, 2026⋅ 5 min read

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