Lock In 5.9% Before Construction Rates Rise
Locking a 5.9% construction loan rate before 2025 increases protects your budget from higher interest expenses.
By Becca Woods
5 min read
Multi HB - Home Building, Construction Trends, Financing New Homes - Page 2
Showing articles 13 - 24 of 229
Construction Loans Now Require 25% Down Payment
The 2025 construction loan landscape introduces a 25% down payment requirement, enhanced documentation standards, and a focus on financial stability. Lenders respond to escalating costs and market volatility with these measures. Effective planning, proactive lender engagement, and adaptive budgeting enable borrowers to advance their construction goals successfully.
By Kara Harris
4 min read
How Hempcrete and Mycelium Make Buildings Breathe
Hempcrete and mycelium redefine eco-building by creating breathable, insulating structures that harmonize with nature. Hempcrete delivers robust, climate-adaptive walls, and mycelium provides versatile, decomposable elements. These materials blend durability with beauty, advancing sustainable living practices.
By Emily Lockwood
3 min read
Builders Now Offer $25K to Lower Your Mortgage Rate
Homebuilders now provide unprecedented $25,000 mortgage rate buydowns to assist buyers in navigating elevated interest expenses. These incentives deliver temporary or permanent reductions in monthly payments, enhancing affordability for new constructions without price reductions. Understand the mechanics of buydowns, their benefits and limitations, and essential considerations prior to commitment.
By Becca Woods
4 min read
Hempcrete Permits Finally Approved in 12 States
Approval of hempcrete permits in 12 states accelerates sustainable construction trends. This innovative material delivers carbon sequestration, natural insulation, and lasting comfort, backed by improving regulations and supply networks for broader accessibility.
By Kara Harris
4 min read
DSCR Loans Let Builders Skip Tax Returns in 2025
In 2025, builders gain access to DSCR loans that bypass tax return requirements, focusing on property cash flow for streamlined financing. This approach accelerates approvals, enhances flexibility, and protects privacy, enabling efficient funding, refinancing, and scaling of construction projects in line with actual business dynamics.
By Emily Lockwood
5 min read
Hempcrete and Mycelium Reshape How We Build Homes
Hempcrete and mycelium revolutionize sustainable architecture with natural, breathable materials that sequester carbon and enhance indoor health. These innovations transition from experimental uses to essential components in energy-efficient, biodegradable building designs.
By Emily Lockwood
4 min read
Hempcrete Walls Store Carbon While You Live Inside
Hempcrete transforms sustainable construction through carbon-negative walls that regulate temperature, improve air quality, and endure for decades. Builders and homeowners adopt its natural durability and efficiency, paving the way for mainstream regenerative architecture in 2025.
By Becca Woods
5 min read
Builder Buydowns Bring Back 4.5% Mortgage Rates
Builder buydowns are reintroducing 4.5% mortgage rates in 2025, providing significant monthly savings and improving home affordability. Builders leverage these incentives to accelerate inventory sales without reducing home prices. This guide explains temporary and permanent buydowns, key considerations, and strategies to evaluate if they align with your financial objectives.
By Kara Harris
4 min read
Smart Materials That Stop Fires and Floods Cold
Fortify your home against the threats of wildfires and floods through strategic planning and advanced materials. Elevated foundations, fire-resistant exteriors, and efficient drainage systems form the backbone of resilience. Discover practical methods to integrate safety with comfort and style for a home that endures environmental challenges.
By Kara Harris
4 min read
Mass Timber High-Rises Meet 2025 Fire Standards
Mass timber high-rises gain 2025 fire code approval, validating wood's safety and eco-friendliness. CLT panels provide steel-like strength, char for fire protection, and lower emissions, fostering sustainable, inviting urban spaces.
By Emily Lockwood
4 min read
Bridge Loans Work Better When Rates Drop in 2025
Declining interest rates in 2025 position bridge loans as a strategic financing tool for new home construction projects. These loans enable homeowners to access equity, acquire land, and initiate building processes prior to selling existing properties. Reduced borrowing expenses and streamlined conditions facilitate a seamless transition from concept to completion.
By Emily Lockwood
4 min read
Mass Timber Chars to Protect Itself During Fires
Mass timber transforms construction with durability, eco-friendliness, and robust fire resistance. CLT panels char externally to shield their core, matching steel's performance. Quick assembly, carbon sequestration, and inviting aesthetics position it as a top choice for 2025's secure, stylish projects.
By Becca Woods
4 min read
Builder Rate Buydowns: What 4% Mortgages Really Mean
Homebuilders in 2025 use temporary rate buydowns to offer 4% mortgages, reducing initial payments and enhancing affordability for new homes. These strategies sustain construction demand while aiding buyers in entering the market. Understand the mechanics, potential pitfalls, and alignment with personal homebuying objectives.
By Emily Lockwood
4 min read
12 States Now Require Fireproof Cladding for Homes
Starting in 2025, 12 states mandate fireproof cladding for homes, influencing design, safety, and budgets. Options like fiber cement and treated timber enable builders and homeowners to integrate style with fire resistance. This guide covers compliant material selection, cost planning, and code navigation to safeguard properties from wildfires.
By Becca Woods
4 min read
Hempcrete and Mycelium Replace Concrete in Real Homes
Hempcrete and mycelium emerge as groundbreaking alternatives to concrete and drywall in sustainable construction. These materials provide breathable structures, superior insulation, and minimal environmental impact. With decreasing costs and increasing availability, they transition from experimental options to practical choices for builders seeking durable, green solutions.
By Kara Harris
6 min read
12 States Now Require Fire-Resistant Exterior Walls
Effective 2025, twelve states enforce fire-resistant cladding for new constructions and significant renovations to mitigate wildfire threats. Although initial expenses rise, benefits include enhanced resilience, favorable insurance rates, and greater security. This guide details qualifying materials, budgeting approaches, and strategies to prevent compliance issues prior to project initiation.
By Kara Harris
5 min read
Mass Timber Reaches New Heights as 15 States Ease Fire Rules
Regulatory updates in 15 states now permit taller mass timber buildings, driving innovation in sustainable architecture. Cross-laminated timber (CLT) delivers structural integrity, environmental benefits, and aesthetic appeal. This shift influences construction timelines, costs, and community development, opening doors for residential and commercial projects alike.
By Kara Harris
5 min read
Bridge Loans Become Strategic Tool as Rates Ease in 2025
Easing interest rates in 2025 revitalize construction bridge loans, providing short-term funding for new builds before current home sales. Reduced costs, expedited approvals, and flexible terms empower homeowners to navigate housing transitions with greater ease and strategic advantage.
By Emily Lockwood
5 min read
Construction Insurance Doubled: Protection Without Breaking Budget
Construction insurance premiums have surged 85% in 2025 due to weather volatility and material cost increases, challenging builders and homeowners. This guide delivers expert strategies to optimize coverage, enhance safety, and protect budgets without sacrificing essential safeguards.
By Emily Lockwood
4 min read