Multi HB - Home Building, Construction Trends, Financing New Homes - Page 8

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Builder's 2-1 Buydown Saves $40K in 2026

A builder’s 2-1 buydown lowers your mortgage rate by 2% in year one and 1% in year two, potentially saving $40,000 on a $500,000 loan. This incentive reduces initial payments, maintains home values, and allows future refinancing options for new buyers.

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