#2-1-buydown-strategy

Articles tagged with 2-1-buydown-strategy

The 2-1 Buydown Strategy That Saves $40K in 2025

The 2-1 buydown lowers mortgage rates for the first two years, potentially saving $40,000 in 2025. This guide covers how it functions, payment reductions, best applications, comparisons, and implementation to ease homebuying transitions.

By Becca Woods

Nov 5, 2025

5 min read

home financing 2025

Budgeting & Financing

How a 2-1 Buydown Could Save You $40K on Your Mortgage

A 2-1 buydown temporarily lowers your mortgage interest rate, potentially saving $40,000 in the early years of your loan. This approach provides financial flexibility for new homeowners, with insights on eligibility, negotiation tactics, and long-term mortgage management.

By Emily Lockwood

Oct 29, 2025

5 min read

home financing