Home is where the heart is.
A refinance involves a borrower obtaining a new mortgage to repay an existing mortgage. Refinances are generally done during a divorce when only 1 party is keeping the house, and the other party does not need to be legally accountable for payments. Refinancing a mortgage during divorce may be the only method to maintain the…
The FHA mortgage insurance premium–MIP–is an upfront insurance premium required on all FHA-insured mortgages. Beginning in 2010 the premium is 2.25% of the loan amount. The FHA upfront insurance premium financed over the life of the mortgage and can be added into the loan. The MIP may or may not be tax-deductible, based on the…
In many ways the FHA streamline is all about the best refinance option available. You do not have to provide a brand new credit file, a new evaluation or even new income verification. Instead, the refinance loans relies entirely on all the application information that you submitted for your original FHA loan. The lender simply…
If you are anything like me, you are always on the lookout for pretty and functional additional chairs. I’m in only a family of three, but there is always a need for a location for visitors to sit in the living room, or someplace for a customer, a partner or my son to sit while…
For me, a totally presented meal goes past dishes and glassware. Tiny details, like serving utensils, can make a big impact on the table. Seeing that summertime is in full swing which you are serving out potato salad and baked beans like a champ, it’s time to plug your side dishes with a few severe…
If your home was constructed within the last ten years, then chances are it came with those hideous builder-grade”boob lights” — you know, the ceiling lights with the round dome and screws slap dab in the center that make them seem like a silicone-injected mammary? If you haven’t replaced them , then you are probably…