Why Construction Insurance Jumped 45% This Year
Construction insurance premiums have increased by 45% in 2025 due to escalating material costs, heightened climate vulnerabilities, and stricter regulatory requirements. Builders and homeowners now encounter elevated expenses, more rigorous policy terms, and intricate coverage options. Through strategic planning, enhanced safety measures, and clear stakeholder dialogue, individuals can adjust to these changes, protect their assets, and foster stability in a shifting insurance environment.
By Emily Lockwood
5 min read