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Featured image for Save $40K with a 2-1 Mortgage Rate Buydown

Budgeting & Financing

Save $40K with a 2-1 Mortgage Rate Buydown

A 2-1 mortgage rate buydown reduces the interest rate by two points in year one and one point in year two. This builder incentive can deliver roughly $40K in savings while easing initial ownership costs.

K

Kara Harris

Jun 13, 2026⋅ 3 min read

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