Multi HB - Home Building, Construction Trends, Financing New Homes - Page 2

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Featured image for 2-1 Buydown Cuts Mortgage Payments by $40K Early On

2-1 Buydown Cuts Mortgage Payments by $40K Early On

A 2-1 buydown significantly reduces initial mortgage payments, potentially saving buyers up to $40,000 and facilitating a smoother entry into homeownership. Typically funded by builders, this option lowers interest rates for the first two years before adjustment. Strategic use and transparent terms can provide enduring financial flexibility for 2026 homebuyers.

3 min read
Featured image for Why DSCR Loans Focus on Property Income Not Yours

Why DSCR Loans Focus on Property Income Not Yours

DSCR loans revolutionize real estate financing by emphasizing a property's income potential over the borrower's personal finances. This approach offers investors and builders rapid approvals, adaptable terms, and enhanced scalability. Understand DSCR ratios, lender criteria, and the advantages that position these loans as a superior alternative to conventional mortgages.

4 min read
Featured image for Carbon-Capture Concrete Cuts Emissions 40% by 2026

Carbon-Capture Concrete Cuts Emissions 40% by 2026

Carbon-capture concrete innovates the construction sector by sequestering CO2 directly into the material, achieving up to 40% emissions reductions. It preserves essential strength and durability while integrating effortlessly into current workflows, promoting sustainability and superior long-term performance for forward-thinking builders targeting greener outcomes by 2026.

5 min read
Featured image for Builder Buydowns Bring 5% Mortgage Rates Back

Builder Buydowns Bring 5% Mortgage Rates Back

Homebuilders are leveraging mortgage rate buydowns to restore affordability, potentially delivering rates near 5% by 2026. These targeted incentives lower initial payments, assist with loan approvals, and accelerate inventory sales. Although temporary, they provide essential financial relief for buyers facing elevated housing expenses and market volatility.

4 min read
Featured image for Stricter Builder Rules and Longer Rate Locks in 2026

Stricter Builder Rules and Longer Rate Locks in 2026

The 2026 updates to one-close loans introduce significant changes in builder approvals, interest rate lock periods, draw schedules, and documentation standards. These modifications seek to minimize delays, safeguard borrowers, and facilitate smoother closings. Builders and homeowners alike must prioritize early planning to navigate these requirements effectively and achieve timely project completions.

6 min read
Featured image for Climate-Resilient Homes Earn Lower Mortgage Rates

Climate-Resilient Homes Earn Lower Mortgage Rates

Climate-resilient homes represent a forward-thinking investment, designed to endure extreme weather, minimize repair needs, and attract favorable mortgage terms. These properties integrate robust materials, energy-efficient features, and strategic designs to deliver enhanced security, comfort, and financial benefits. Explore the ways resilience in home construction is transforming sustainable and economical housing options.

4 min read
Featured image for Why Builders Who Finance Save You Time and Stress

Why Builders Who Finance Save You Time and Stress

Integrated financing revolutionizes home construction by uniting builders and lenders in a cohesive process. Homeowners enjoy simplified workflows, faster timelines, and greater assurance, while builders enhance project coordination and client trust. Leveraging technology for real-time updates, this model delivers a more efficient path to completion.

3 min read
Featured image for 2-1 Buydown Cuts Mortgage Payments by $40K in Two Years

2-1 Buydown Cuts Mortgage Payments by $40K in Two Years

The 2-1 buydown reduces effective interest rates for the first two years of a mortgage, delivering significant monthly savings that can total $40,000 on a $500,000 loan. This approach suits buyers anticipating future income increases, providing temporary financial ease, options for seller contributions, and a gradual transition to standard payments when handled strategically.

5 min read