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Featured image for 40-Year Mortgages Cut Payments But Cost You More

Budgeting & Financing

40-Year Mortgages Cut Payments But Cost You More

40-year mortgages ease monthly budgets for homebuyers but extend interest payments and delay equity. This analysis covers benefits, risks, and strategies to optimize affordability and financial outcomes.

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Becca Woods

Nov 10, 2025⋅ 7 min read

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Featured image for 40-Year Mortgages Cut Payments But Cost You More

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