#2026-home-financing

Articles tagged with 2026-home-financing

I Almost Gave Up on Buying, Then Found the 2-1 Buydown

Learn how a 2-1 buydown lowers your mortgage rate for the initial two years, offering savings of up to $40,000 and making homeownership accessible. Understand builder incentives, ideal candidates, and its role in smoothing the transition to owning a home in 2026.

By Emily Lockwood

Jan 4, 2026

5 min read

home financing mortgage

Budgeting & Financing

Save $40K in 2026 with Smart 2-1 Buydown Strategy

Learn how a 2-1 buydown strategy delivers up to $40,000 in mortgage savings. This financing tool reduces interest rates for the first two years, providing payment relief as you build financial resilience. Discover roles of builders, lenders, and strategic planning in converting temporary advantages into enduring security.

By Becca Woods

Jan 3, 2026

4 min read

home financing