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Featured image for Builder Buydowns Drop Mortgage Rates by 2% in Year One

Budgeting & Financing

Builder Buydowns Drop Mortgage Rates by 2% in Year One

In 2025, builder buydowns are on the rise, offering temporary or permanent mortgage rate reductions to make new homes more affordable. These incentives lower monthly payments significantly, providing buyers with substantial savings. Understand the types, benefits, and key considerations to optimize your home purchase.

K

Kara Harris

Oct 13, 2025⋅ 6 min read

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