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Featured image for Save $40K in 2026 with Smart 2-1 Rate Buydown

Budgeting & Financing

Save $40K in 2026 with Smart 2-1 Rate Buydown

A 2-1 rate buydown lowers your mortgage interest rate by two points in year one and one point in year two, potentially saving $40,000. This incentive from builders eases initial costs, supports budget adjustments, and positions you for sustained financial success in your new home.

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Emily Lockwood

Apr 23, 2026⋅ 4 min read

Featured This Week

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Apr 23

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Design & Floor Plans

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Sustainability & Energy Efficiency

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Featured image for Save $40K in 2026 with Smart 2-1 Rate Buydown

Budgeting & Financing

Save $40K in 2026 with Smart 2-1 Rate Buydown

By Emily Lockwood

4 min read⋅Apr 23

Featured image for ICFs Cut Energy Bills 60% With Concrete and Foam

Construction Materials & Methods

ICFs Cut Energy Bills 60% With Concrete and Foam

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Builders Buy Down Your Rate to Win Sales Wars

By Becca Woods

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Featured image for 2-1 Buydown Saves Homebuyers $40K in Two Years

Budgeting & Financing

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Featured image for Builders Buy Down Your Rate to Win Sales Wars

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Featured image for The 2-1 Buydown: Save $40K on Your First Two Years

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Featured image for Save $40K on Your Mortgage with a 2-1 Buydown

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